Rent vs Buy Break-Even Calculator

📊 Rent vs Buy Break-Even Calculator

Compare total renting cost vs buying cost over your chosen time period. See the break-even point.

Monthly Rent ($)

Home Price ($)

Down Payment %

Mortgage Rate %

Loan Term (Years)

Comparison Period (Years)

Annual Property Tax ($) Annual property tax estimate

Annual Maintenance % of Home Value Typically 1% of home value per year

Total Rent Cost (7 Years)—

Total Buying Cost (7 Years)—

Monthly Mortgage Payment—

Total Interest (over comparison period)—

Break-Even Point—

Recommendation—

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